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What do you prefer while shopping? Long Queues? An overcrowded shopping mall? Certainly, no. That’s why online shopping is the trend of the day. Supportingly, current market statistics show a meteoric rise of the online shoppers over the last 6 years. E-commerce platforms offer a wide range of products to choose from, hassle-free purchasing experience and a pretty versatile doorstep delivery system. Appallingly, data security has always been an issue for online shopping and hackers do love security loopholes in online transactions.
This article is all about those simple, yet extremely handy, tips applying which you can make your every online transaction safe and secure.
Go for Known E-commerce store
It’s a standard practice.
Known and popular e-commerce stores like Amazon, Flipkart are the safest places for online shopping as they always maintain latest web security standards and they always practice a combat ready approach towards cyber crimes. Moreover, if you create your personal shopping account on those e-commerce stores and save your personal details in those accounts, which is not a standard practice, they make it pretty sure that it remains secure there. There may be issues regarding experience and knowledge with other budding e-commerce stores, which are popping out on the web every now and then. So, for online shopping e-commerce giants are the safest heaven.
Choose Https over Http
Before executing any sort of financial transaction with a brand new e-commerce store you need to check for some technical points regarding that particular store. Firstly, you need to check the web address of the page you are viewing on your browser. Does the address start with https or http?
While making any financial transaction on the web always choose https over http. Web address which starts with ‘Https’ uses a secure socket layer(SSL) for any kind of transaction made on that website. SSL is one of the latest standard web security layers which encrypts every data bits when a set of data swings between its database and a web browser. That means when you make a financial transaction with that website your personal data travels through a secure path and remains concealed and integral.
Secondly, another important factor is the pop-up boxes that float on the web pages asking for your personal information. Never ever share your personal and financial data with such kind of web services. It’s a true fact that standard and professional e-commerce stores will never ask you for your sensitive data. Other than that, uploading your credit or debit card details on any e-commerce store for a seamless purchasing experience is not a standard practice.
Use Online Payment services
I always prefer online payment services like PayPal for my financial transactions as these offer an extra security layer to those transactions.
Let’s consider, you are purchasing a good from an e-commerce store and unknowingly you have missed the fact that some malicious program is waiting eagerly behind that gentle appearing web page to steal your credit card’s information. Immediately, after making that transaction you may receive a message from your credit card service provider that a large amount of money has just got vanished from your account. Online Payment systems have the potential to save you from this nightmare.
Admittedly, with the rise of online shopping, these types of cyber crimes are voluming up. Now, online payment systems maintain a strong security layer for locating these types of malware and prevent them from stealing your personal data. So, using online payment systems for making a financial transaction over using your credit/debit cards directly is always a safer approach.
Create Super-Strong passwords
While creating a personal account on any e-commerce store it is strongly recommended that you go with a sturdy password. When password is concerned lengthier is merrier. For any web account, create a strong alpha-numeric password. Evidently, don’t use your personal details like name, birth date, mobile number while creating a password as these will make your passwords more predictable hence, less secure. Use special characters with a long enough alpha-numeric string for making your passwords stronger.
Avoid Using Unprotected/Public Wifi
It’s a no-brainer. Right?
You will not stand a chance to prevent hackers from playing with your financial data with a casual approach like using public cyber shops while purchasing goods online. Firstly, you wouldn’t have any idea about the web security of any public cyber shops. Public computers can contain hidden malware’s like ‘keylogger’ or else and these can steal everything by following your key impressions. Moreover, if it uses a wifi network, you will have to find out whether the network is using any kind of security layer for data transmissions.
Secondly, after using a public cafe if you forget to logout from your accounts before leaving the same, I bet, you have the idea about the possible consequences of it.
Thirdly, if you think that making an online transaction is safe on your own laptop while using a public wifi network, you are dead wrong. Public Wifi networks are the mouth-watering spots for hackers. As most of the public wifi networks run without any sort of security layer and it’s a painless task for any mediocre hacker to get into the network and clutch your every data you are transmitting through that network.
So, it’s a big no for transferring your sensitive data over an unprotected public wifi network. In such scenarios, only go for virtual private networks(VPN). Even at home, password protect your own wifi network before stepping into any online transaction.
Technology is evolving and getting more complicated but at the same time, hackers are also getting smarter. Eventually, they will find a way to harm your financials if you leave a single loose end in your security but it’s for sure that these tips will help you to stay on the right track. So, what’s your take on this? Do share with us.
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